Visa Forecasts $670 Billion Stablecoin Boom to Reshape Global Finance
Visa projects a seismic $670 billion surge in stablecoin circulation by 2028, signaling a tectonic shift in credit systems worldwide. Blockchain-based finance is accelerating the migration toward decentralized structures, challenging legacy banking frameworks.
Dollar-pegged stablecoins are emerging as critical infrastructure for global transactions and credit access. Visa attributes this growth to a trifecta of retail adoption, institutional participation, and blockchain scalability improvements. The technology promises to democratize capital flows while slashing cross-border settlement costs and latency.
The payments giant identifies stablecoins as the bridge between traditional finance and decentralized ecosystems. Emerging markets with limited banking penetration stand to benefit disproportionately from this hybrid model, potentially onboarding millions into the financial system.